Wednesday, June 29, 2011

Selecting a Tree in Odessa TX


Selecting a tree for your new Odessa home.

It's not always as easy as making a trip to the local home and garden center. Our area has unique qualities that require taking a good look at what will grow successfully in Odessa. When it comes to selecting a tree for our Odessa TX area there are many factors to consider.

A great resource for selecting a tree is the Texas Forest Service website - Texas Tree Selector. It also details how to plant your tree once you get it home.

Things to consider before you buy

Soil Conditions at your home - Alkaline Soil - Our soil is very alkaline and any plant you purchase must be hardy for our type of soil.

Annual Rainfall in West Texas - Drought Tolerent - Due to are arrid environment and current water situation; having a tree that is drought tolerent is essential.

Odessa's Quality of Water - Hard Water - In Odessa we have hard water which makes is stressful for trees not adapted to it.

Odessa's Extreme Temperatures - Heat Resistant - Not only should you consider if the tree can thrive with low water use but also if it is acceptable to a high heat index.

Growth Rate of the Tree - Moderate Growing - It may be tempting to plant a fast growing tree for quick results. Though they grow fast, their weak wood and insect/disease are a problem.

Chinese Pistache

I found the Chinese Pistache Tree to be an excellent choice that fits all the above criteria. A bonus feature is their fall color in shades of orange and red orange. Texas A&M horticulture has named it as a Texas Superstar.

Trees are a beloved feature of any Odessa home. Throughout the long summer days, a shade tree can provide a much needed relief to the heat. With the abundent sunshine and hot temperatures that West Texas is well know for, an established tree can provide not only shade for our yards but filter the air we breath and can also slash your cooling bills. Go ahead; plant a Chinese Pistache tree or even three - you will be glad you did.

Selecting a Tree for your New Odessa Home

href="http://http://odessamidlandhomes.com/tools.html" target="_blank">Ector County ISD - Permian High School.


is your premier Realtor in the Greater Odessa - Midland TX area. A specialists in Odessa TX homes for sale and a great source of real estate located in communities in the Permian Basin throughout West Texas. When you plan to buy or sell Odessa area real estate, allow her to work for you.

Donna Edwards is a broker associate of DeRiso & Haynes Realty, a highly regarded boutique firm of Odessa Realtors - selling more homes annually than any other firm in Odessa! For more information on how we can best serve your real estate needs, please complete our online contact form below or give her a call at 432.934.4439 or by email at donna@OdessaMidlandHomes.com . Also, check out what fabulous clients have to say on her testimonials page!

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Thursday, June 23, 2011

Easily Calculate House Payment while You Search For a Home

I recently had a buyer client who is looking to search for a home for sale in Odessa TX. She and her husband are in the process of getting qualified for a home loan. They have a good idea about how much they want to calculate their monthly house payment but are a little confused about how the price of the house will affect their overall payment. This is a very common concern when the house they really want is, for instance, $5,000 more than what they had thought they wanted to spend.
All of this is with the assumption that the buyer can afford a price they are considering; if not they need to get realistic and shop for a home within their means.
The truth is, sometimes it is actually cheaper for someone to purchase the “right” house for a few thousand more. In the big scheme of things it may be better to purchase a home that has been well maintained rather than making ongoing repairs left neglected by the previous owner. It could be they save on the initial price but end up sending their child to private school because they didn’t buy in their favorite Ector County School.

I told them you can easily calculate house payment while you search for a home. So I worked up the following scenario for them that they found extremely enlightening and has freed them up to make the right decision for them so I decided to share it.

At your price range and interest rate you can use this rule of thumb: for every $1,000 (+/-) in the price of the house (+/-) $6 to your payment. So a house that is $10,000 less you can expect to save $60 a month. $10,000 more you can expect to pay $60 additional a month. The reason the difference is not large is because your payment doesn't only reflect what you paid toward the house but the bulk of your house payment is interest, taxes, insurance, mortgage insurance ect...
With the above in mind, I like to translate that into objects you want vs what you can live without. In my family, $60 is a meal eating out. So if I want to eat out one more time a month, I need to look at a house $10,000 less. If I want to spend $10,000 more toward a house, I better be looking at eating dinner at home. For some the give and take may be something else such as dance lessons or deluxe cable or _____________ (fill in the blank).
Don’t get stuck on a set house payment but look at how your quality of daily life will be affected; after all buying a house is a long term commitment.

Make It Your Own…



(432)934-4439
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